Local trust in the word and future actions of another has always been the most valuable form of capital. Its opposite is security (by definition an absence of trust). Many decades ago, local communities had an abundance of local capital (trust) in the form of small businesses and their ledgers, before they were destroyed by big business and big government policies. Now governments and their policy advisers are faced with a dilemma whereby one of the only ways through the new great depression will be in allowing the return of local capital to help seed, nurture and protect new sprouts of economic activity.